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Profile photo of a State Farm Agent named: Sara Labraaten
State Farm® Insurance Agent

Sara Labraaten

700 Bemidji Ave N
Bemidji, MN 56601-3018

Right on Bemidji Avenue.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


700 Bemidji Ave N
Bemidji, MN 56601-3018



Insurance awareness is crucial in ensuring protection against life's unexpected events. Understanding the various types of insurance—such as life, auto, and home—empowers individuals to make informed decisions that safeguard themselves and their loved ones. By recognizing the importance of insurance, you can reduce the impact of accidents and other unforeseen occurrences. Stay informed about your insurance options, policy details, and benefits to ensure you are adequately covered. Building awareness about insurance not only secures your personal success but also contributes to a more resilient and prepared community.

Here at the Sara Labraaten State Farm Insurance office, we are proud to serve Bemidji, ­­­­Cass Lake, Red Lake, Blackduck, Bagley, and surrounding Minnesota areas with Car Insurance, Homeowners Insurance, Renter’s Insurance, Condo Insurance, Life Insurance, Boat Insurance, ATV Insurance , Motorcycle Insurance, Pet Insurance and Business Insurance with a focus on resident relocations to the Beltrami & Clearwater County areas.

We are lucky enough to be a highly decorated State Farm agency. We are a multi-time Trophy Winner and Line Leader (highest ranking in the organization).

I started my insurance carrier in 1995, and was a former State Farm Claims Representative. I am a North Dakota Native and a graduate from the University of North Dakota. I have Advanced degrees in finances and Insurance. I am a proud supporter of Bemidji State University and an active member of our Bemidji community! Over the years my agencies have qualified for awards including Lifetime President’s Club Ring Recipient, and have been named as the Presidents Club Multiline Leader for three years in a row.

Give us a call if you are moving to Bemidji, ­­­­­­­­Cass Lake, Red Lake, Blackduck, Bagley, or the surrounding Minnesota areas. We are a family of highly skilled individuals working together to fulfill a community responsibility of giving outstanding service and also fulfilling our moral obligation of protecting what's important to customer's so they can focus on accomplishing their life goals.

My team of licensed Insurance Professionals is here to help get you Insurance coverage for your specific needs. Not only can we help with Auto Insurance, Home Insurance, Renter's Insurance, Condo Insurance, Life Insurance, Boat Insurance, Pet Insurance, ATV Insurance, Motorcycle Insurance, and Financial Services, but we are also able to assist small business owners with their Commercial lines of Insurance. Call, Click, Text or Stop by the office today for a free Personal Price Plan!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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The mission of our office is to help our State Farm policyholders manage the risks of everyday life and to be the first and optimal choice for all of your insurance needs. We focus on Auto Insurance, Home Insurance, and Renters Insurance throughout Minnesota, North Dakota, South Dakota, and Wisconsin! But can also accommodate to your financial and banking needs.

We are the absolute GREATEST TEAM in the country! We would LOVE to work with YOU!

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Ashley Hirt State Farm Agent Team Member

Ashley Hirt

Multiple Line Representative

Ashley has been with the office for 10 years. She has a Marketing Communication degree from Bemidji State University. She enjoys helping customers with their car insurance, home insurance, business insurance, life insurance, and health insurance needs. She is licensed in both MN and ND. Ashley also enjoys spending time with her friends and family on Lake Bemidji, Cass Lake, and Blackduck. She is the proud mother to Grady and Crosby.

Ryan Thomas State Farm Agent Team Member

Ryan Thomas

Multiple Line Representative

Ryan’s legend took root in his hometown of Ada, but he quickly outgrew the small town not in small part because he couldn’t drive a tractor. As if a wish was granted for an entire region, he came to Bemidji to study at the Harvard of Beltrami County where he earned a degree in mass communication with an emphasis in print journalism in just under a decade’s time. Together with his wife, he’s raised a pair of college-bound kids. He enjoys hunting, scuba diving and rock concerts. Ryan is licensed to thrill and in all the insurance things, too.

Courtney Fox State Farm Agent Team Member

Courtney Fox

Multiple Line Representative

Courtney has over 10 years of experience in the office. She is a graduate of Bemidji State University with a degree in Marketing. She is a positive energy and welcomes you with a warm smile and a friendly face. Courtney loves working with people and can help assist you with your needs! She played collegiate volleyball at Bemidji State University and still enjoys being active in the volleyball world by coaching and playing.

Erica Folk State Farm Agent Team Member

Erica Folk

Business Insurance Representative

Erica has a Business Administration degree from Bemidji State University. She focuses on Commercial Insurance and Farm Ranch. She has been with the office for years. She is very friendly and can help you with questions you may have! She enjoys playing volleyball and spending time with friends and family. She loves the Beltrami and Hubbard county area and enjoys fishing and being outside! She is engaged and getting married next year.

Mikerra Matthews State Farm Agent Team Member

Mikerra Matthews

Multiple Line Representative

Mikerra is born and raised in Bemidji. She has been with our office for six years and graduated from Bemidji State University. Mikerra loves working with people and her favorite part about the job is being able to help. She is licensed in MN, WI, SD, and ND and ready to help you! Fishing, having bonfires, and visiting with friends are a few of the things she enjoys!

Ridge Flatness State Farm Agent Team Member

Ridge Flatness

Multiple Line Representative

Ridge is a senior at Bemidji State University. He plays football for the Beavers and is majoring in Biochemistry. In the summer, he is an avid wakeboarder and wakesurfer. He loves to bike and enjoys the outdoors.

Lourie Gallagher State Farm Agent Team Member

Lourie Gallagher

Office Associate

Lourie is a wonderful and warm friendly face greeting you in the office. She has been with us for 6 years. She has a great attitude and a smile on her face. She enjoys helping people with questions they may have as well as assisting and informing you on insurance! She loves traveling (especially road trips) and currently has been trying to learn Spanish.
Chelsey Lynne State Farm Agent Team Member

Chelsey Lynne

Customer Relations Representative

Chelsey is a great customer service representative in the office. She is friendly and efficient. Chelsey's daughter, Addison, is a fun 1 year old and full of energy! She keeps Chelsey on her toes.

Lauren Johnson State Farm Agent Team Member

Lauren Johnson

Multiple Line Representative

Lauren is an experienced car and home insurance representative. She joined our team a couple of years ago after moving back home to Minnesota from California! Lauren is meticulous and likes to make sure she gets things done well. In her free time she appreciates the company of her family and her pet cat! Lauren is licensed in Minnesota, Wisconsin, South Dakota, and North Dakota.

Tamara Molitor State Farm Agent Team Member

Tamara Molitor

Registered Representative

Tamara has been helping people with Car Insurance, Home Insurance, Business Insurance, Life Insurance, and Health Insurance needs for over 13 years in the Bemidji, Blackduck, Cass Lake, and Bagley area. Tamara enjoys spending her free time in the summer boating and relaxing at her cabin on Red Lake.

Morganne Wagner State Farm Agent Team Member

Morganne Wagner

Multiple Line Representative

Morganne was born and raised outside of Philadelphia, PA. Morgannes hobbies include dance, playing music and chasing after her various farm animals. In her free time Morganne enjoys attending concerts and spending time with family and friends. During the summer months you can either find Morganne in the garden or out on the rodeo circuit.
Spencer Wehr State Farm Agent Team Member

Spencer Wehr

Insurance Account Representative

Graduated from Bemidji State University with a Sport Management degree. Played collegiate football at BSU. I have a little golden retriever puppy that I like spending time with. Licensed in Home and Auto. Grew up in Cloquet.
Shawna Bodien State Farm Agent Team Member

Shawna Bodien

Insurance Account Representative

Shawna and her ability to assist State Farm customers has excelled since day one! Shawna can tackle billing issues, as well as quoting your auto and homeowners insurance. She takes pride in her role outside the office as a wife and mother, and enjoys baking, sewing, and watching her kids play sports.
Lucas Molitor State Farm Agent Team Member

Lucas Molitor

Life/Health Products Representative

Lucas is a wonderful team member in the office. He is a smiling face with a great attitude. He focuses on life and health policies. He would love to answer any questions you have on any policies, especially life and health insurance questions. He has a great demeanor and is happy to help you with your insurance needs. He is married and has a son, Martin.

Macy Flatness State Farm Agent Team Member

Macy Flatness

Multiple Line Representative

Macy graduated from Bemidji State University with a Business Administration degree. Macy loves the summer and wake surfing. She has worked at Sara Labraaten State Farm the past 5 years. She is excited to help you with all your insurance needs! She is licensed in auto, home, life and health insurance.

Clarissa Niner State Farm Agent Team Member

Clarissa Niner

Multiple Line Representative

I am born and raised in Bemidji, and am excited to further serve this amazing community with all of their insurance needs. In my free time you can find me at the hockey rink either watching my son play or the Beavers, traveling with my family, spending time with our friends, or just relaxing at home!


Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.